Real Estate Finance Strategies For Making Smart Financial Decisions
In a single moment, the fees for most new mortgages in the US have changed. These changes are drastic, both for better and worse. The changes will apply to any loan guaranteed by one of the agencies, most loans in the US. Examples of loans that won’t change include the following: All which the agencies […]
A Look into the Evolution of the Mortgage Industry in the United States: From Colonial Times to Modern Day
The history of the mortgage industry in the United States has its roots in the colonial period when individuals would borrow money from wealthy landowners to purchase property. However, it wasn’t until the early 1800s that the mortgage industry began to take shape in the United States. The invention of the steam-powered printing press in […]
Wells Fargo, one of the largest banks in the United States, has had a complicated history with the Consumer Financial Protection Bureau (CFPB). The CFPB is a federal agency established in 2010 to protect consumers from harmful financial practices. In 2016, the CFPB fined Wells Fargo $185 million for creating over 2 million fake accounts […]
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